Drawing 10 Of Pentacles Card And 3 Of Swords Tarot Cards Together | What Do They Mean When Together? | A Complete Guide

  • By: Reece
  • Date: 16 December 2022
  • Time to read: 10 min.

A key aspect of reading your own tarot is interpreting cards. For a beginner interpreting a single card can be fine, as there are plenty of resources to help you out, however interpreting two or more can be very tricky.

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However, if you have been practising single card readings for a while a 2 card spread will be a great introduction into reading multiple cards.

As you’ve found this page, you’re probably wondering how to interpret the 10 Of Pentacles card and 3 Of Swords card together in particular.

The 10 Of Pentacles card and 3 Of Swords have unique qualities and will interact with each other in different ways depending on what kind of reading you are doing.

What does 10 Of Pentacles and 3 Of Swords mean together?

The 10 Of Pentacles tarot card and The 3 Of Swords tarot card together can mean that you are in a difficult situation, as you are faced with both legacy and loss. You may be dealing with the prospect of a retirement or inheritance, but at the same time feel the pain of a heartbreak, divorce, or loss. You may feel the conflicting emotions of the joy of planning for your future and the sadness of what was lost. This could also indicate a change in your financial status, but financial changes can also lead to emotional struggles. In any case, you may be feeling overwhelmed and need to take some time to reconcile these issues.

The meaning may differ depending on what you are asking. Here are some common questions and their possible meanings

What does 10 Of Pentacles and 3 Of Swords mean together for your love life?

When The 10 of Pentacles and The 3 of Swords appear together in a love reading, it suggests a difficult period for emotional stability and contentment. On the one hand, The 10 of Pentacles signifies stability, wealth, and security in the form of an inheritance or legacy that can be relied upon. This card offers the potential for long-term financial security and stability. On the other hand, The 3 of Swords can indicate heartbreak, sorrow, and emotional upheaval. This card is a sign that a relationship is experiencing a great deal of pain and strain, possibly even leading to its dissolution.

This combination of cards can refer to a current or a future situation. It might suggest a situation in which you find yourself feeling safe and secure in the present, yet you are expecting a period of uncertainty and sadness in the near future. It could also be a warning to prepare for the possibility of a difficult time coming up, so you may have to make plans to cope with whatever may happen.

The 10 of Pentacles can indicate that even if things don’t work out in terms of a relationship, you can rely on your legacy or inheritance to sustain you financially. It can also be a reminder to look ahead to your future and make plans for your retirement in case a relationship doesn’t last. The 3 of Swords, however, can indicate a time of deep sorrow and heartache. You may be feeling like the loss of a relationship is leaving you feeling emotionally drained and it can take a long time to recover from the pain.

Overall, the 10 Of Pentacles and The 3 Of Swords tarot cards in your love life signify a difficult period but also a reminder to look ahead to the future and make plans for financial security and stability. You may be facing loss, heartache, and emotional upheaval, but you should still remain hopeful for the future and remember that your security and stability will remain intact despite the challenges you face.

What does 10 Of Pentacles and 3 Of Swords mean together for your finances?

The 10 Of Pentacles tarot card and The 3 Of Swords tarot card mean a very complex combination when it comes to finances and job. The 10 Of Pentacles tarot card symbolizes a legacy, retirement, and inheritance, suggesting that hard work and wise investments in the past may lead to a comfortable and prosperous retirement. The 3 Of Swords tarot card symbolizes heartbreak, divorce, loss, depression and surgery, which can seriously hinder a person’s financial situation.

The potential combination of these two cards suggests that while you may have planned for a comfortable retirement, the sudden and unexpected loss of income or shift in financial circumstances, such as a divorce or emergency surgery, can significantly change your future plans. It is a reminder to remain agile and tolerant of financial changes, and to have backup plans in place to cushion any financial losses and to safeguard your retirement fund.

The combination also suggests that if your finances are in a good place, you need to be mindful of the potential pitfalls that can occur in the future and plan accordingly. This could mean putting extra funds into your retirement fund or investing in a diverse portfolio of stocks, bonds and mutual funds. This could also mean exploring legal options to protect yourself, your finances and your legacy.

In conclusion, The 10 Of Pentacles tarot card and The 3 Of Swords tarot card together point to the need for financial planning and caution, as sudden losses and unanticipated financial circumstances can significantly alter your future wellbeing. It is important to remain flexible, resilient and open-minded to future changes and to protect your financial future through a diversified portfolio and legal protection if necessary.

What does 10 Of Pentacles and 3 Of Swords mean together for your health?

The 10 of Pentacles and the 3 of Swords together can indicate a period of transition in one’s life. This transition could be physical or emotional in nature, but the overall theme speaks of a time of endings, of new beginnings and of letting go. This combination could denote a health issue that requires immediate attention. It could point to the decision to have a major surgery or to start a new health regimen that could lead to improved physical or emotional health.

It could also be a time of heartache due to a divorce or loss of a loved one. This card combination could be indicative of a person leaving a legacy, such as retirement or the passing on of an inheritance. When the 10 of Pentacles and 3 of Swords come together, this could be a difficult time, but it can also be a time of healing. This could be a period of learning how to accept the change and find renewed strength in the aftermath of a difficult situation.

At this time, it’s important to practice self-care, to nourish your mind, body and soul in order to be in the best possible state to handle the transition. It may be wise to seek out counseling or spiritual guidance if the emotional weight of the situation becomes too much to bear.

Although this card combination can signal a difficult time, it’s also an opportunity for growth and to build a healthier foundation for the future. With some patience and resilience, it’s possible to turn a challenging time into one that is full of healing and positive growth.

The meaning of the cards will depend on what kind of reading you are doing and the question you asked the deck. This is a guide covering the general meanings of the cards and how they relate to each other.

Common 2-card spreads

Whilst it’s great to know who these two cards interact with each other, it’s important to note that the meaning will depend on the context of your spread

The most common 2 card spreads I recommend to newer readers are:

  • The 2 card cross (otherwise known as “The Fool’s Journey”)
  • The 2 card “Yes or No”

“The Fool’s Journey”

Setup: The two card cross is where you place two cards face up, one placed vertically and with one laying horizontally over

Interpretation: The 2 cards represent a “situation” and a “challenge”. The first card will describe the situation you are in with the second horizontal card being the “challenge” crossing you (literally crossing you in this case!)

Reading: Using the overviews in this guide is a great way to start. First, look at the meanings of the 2 cards, and see how they might relate either as your “situation” or “challenge”. Once you have that you can look at the general overview for how the two cards interact with each other.

The benefit of this spread is that it can give clarity when you’re feeling uncertain or anxious. Once you have clarity of thought, and a strong idea of what your challenge is you can find solutions to help your situation

The 2 card “Yes or No”

Setup: The 2 card “Yes or No” is where you place two cards face up side by side, whilst asking your deck a “yes or no” question.

Interpretation: Each card in a tarot deck has a “yes” or a “no” meaning. Look at the meanings of each card, and you will have your answer.

The benefit of this is you get a stronger yes or no compared to a single card draw. You may find you often get a mix of “yes or no”, and this is fine. It simply means there is doubt, or things are not yet clear.

Yes or No meaning

Things are a bit tricky for this combination, as 10 Of Pentacles and 3 Of Swords mean different things. The cards are unsure about your question, or the answer to the question has not yet been decided.

The “Yes” and “No” meanings can differ from reader to reader. The meanings here are based on what I believe are the generally accepted definitions.

What does 10 Of Pentacles mean?


The 10 of Pentacles tarot card often symbolizes good health and long life. It can represent a period of stability and happiness, as well as a sense of security and peace. When it comes to good health, the 10 of Pentacles can indicate a time in which our physical and mental well-being is at its peak. We may have the resources to access nutrition, exercise, and medical care, and the energy and willpower to take full advantage of those resources. This card can mean that we feel secure and untouchable, safe from the worries of everyday life.


The 10 of Pentacles tarot card also reflects financial security and abundance. It suggests that we have done a good job of organizing our finances, as well as taking care of our investments. The 10 of Pentacles often indicates that now is a great time to save up for the future, as our financial standing can become even stronger in the long run. It is also a sign of financial stability and the worries of financial insecurity can diminish. This card can also suggest making wise investments in order to ensure increased security in our future.


Finally, the 10 of Pentacles tarot card can represent strong relationships. It often symbolizes that our closest relationships are secure and meaningful, and we have done a good job at maintaining them. We may have the resources to nurture our interpersonal relationships, and the security to know that these relationships will last for many years to come. This card can also represent the legacy that we leave behind, not only in terms of finances but also in terms of the importance of our relationships.

What does 3 Of Swords mean?

The 3 Of Swords Tarot card is a harrowing reminder of the pain and anguish that can occur in one’s life. It stands for emotions that feel like an open wound, and situations that can leave us feeling overwhelmed, vulnerable and lost. In terms of health, it often displays an indication of severe distress, physical pain or surgery. It can appear when the querent is struggling with depression, anxiety, or an illness that requires medical attention. Financially, the 3 Of Swords warns of a financial loss or burden, which could be caused by divorce, bankruptcy, or the termination of a business deal. Relationships likewise suffer under this card, as it is a signifier of strained ties, heartbreak, and sorrow. It can also be a signifier of infidelity, betrayal and the demise of a relationship.

The 3 of Swords brings with it a warning – to be prepared for adversity, and to take proactive steps to protect the fragile balance of one’s life. When this card appears in a spread, it can be a good indication to review the past and to acknowledge any potential struggles that may be present. Being mindful of one’s current lifestyle will be especially important, as this card also stands for a period of extreme stress. To support health, it is suggested to seek professional help if necessary, to exercise regularly and to nourish oneself with a well-balanced diet. Financially, it could be helpful to safeguard finances by researching legal advice and to build a financial safety net. In terms of relationships, the querent should look for ways to soothe the pain and heal the wounds.

The 3 Of Swords Tarot card is one of the worst cards to come up in a spread. It signals a period of darkness, sorrow and grief. But it can also be a sign of hope, in that it prompts the querent to work on improving their health, finances and relationships. Despite the challenges that this card may bring, it is an invitation to find the strength and courage within to persevere.


Understanding how the meaning of a reading changes once you start involving more than one card can be tricky. This will come with time and practice, however I hope this guide on what your cards might be telling you when you draw 10 Of Pentacles and 3 Of Swords has helped you.

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